New Jersey Flood Insurance
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FREE NJ Flood Insurance Quotes - Top Rated Affordable Coverage
Did you know that flooding is the number one natural hazard in New Jersey? If you're undecided about whether you need flood insurance please remember that just a single inch of water (or mud) can cause costly damage to your home!
FREE quotes on flood insurance for NJ homeowners.
Everyone in New Jersey lives in a flood zone
- it's just a question of whether you live in a low, moderate or high risk area. All New Jersey residents should consider purchasing flood insurance to protect their property from damage due to rising waters caused by heavy rains and wind.
Most homeowner insurance policies
exclude coverage for flood
therefore it is important to fully protect your property by purchasing a flood insurance policy.
New Jersey flood insurance at affordable rates
flood insurance quote and expert advice from an experienced New Jersey insurance professional. Top quality coverage at the LOWEST possible price.
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Flood Insurance Quote Request
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What is a flood?
Here's how "flood" is defined by the
National Flood Insurance Program:
The short simple answer is that a flood is an excess of water (or mud) on land that's normally dry.
A more formal definition is:
"A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or of two or more properties (at least one of which is the policyholder's property) from:
Overflow of inland or tidal waters; or
Unusual and rapid accumulation or runoff of surface waters from any source; or
Collapse or subsidence of land along the shore of a lake or similar body of water as a result of erosion or undermining caused by waves or currents of water exceeding anticipated cyclical levels that result in a flood as defined above"
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